The DeclarePay Advantage

The Payment Partner That Actually Cares

We're not a faceless tech giant. DeclarePay is built for small business owners by people who've run small businesses — with real support, real rates, and zero gotchas.

1–3 days
Avg. approval time
0¢
Setup fees
24/7
Real human support
PCI
Compliant infrastructure
Six Reasons

Why Merchants Switch to Us

Every feature we ship is designed around one question: would this make running a business easier?

Fanatical Support

Real people available through call or live chat. In-house support teams who pick up on the second ring — not in 48 hours.

Contactless Ready

Accept tap-to-pay, Apple Pay, Google Pay, and mobile wallets on every terminal we ship. No upgrade fees.

Digital Onboarding

Simple online application with real-time status updates. Most merchants are approved in 1–3 business days.

Custom Solutions

Tailored payment setups for your industry — retail, restaurant, salon, CBD, automotive, or anywhere in between.

Zero Setup Fees

No application fees. No hidden charges. No long-term contracts. Just clear, honest, line-item pricing.

In-House Underwriting

We make our own approval decisions. That means faster answers, fewer surprises, and direct access to the team.

What Sets Us Apart

Built for the Way You Run Your Business

The things our merchants tell us made the biggest difference when they switched.

We answer the phone

Most processors push you to chat bots and ticket queues. We staff a real support team that you can call.

Pricing built around your statement

We don't hand you a generic rate card. Send us last month's statement and we'll build a quote around your actual mix.

Cash discount expertise

Whether you want to keep a traditional rate card or move to a flat-fee cash discount, we set it up and keep it compliant.

High-risk friendly

CBD, hemp, and other underserved verticals get the same in-house underwriting and human review as any other merchant.

No long-term contracts

Stay because we earn it month after month, not because a contract makes leaving expensive.

Equipment we'll stand behind

Compatible with most major terminals and POS systems. We pre-program your hardware before it ships, and replacements go overnight if anything ever goes wrong.

DeclarePay didn't just save us thousands — they answered the phone every single time. That's the real difference.

S
Sarah Mitchell
Owner, Mitchell's Boutique

Ready for a Payment Partner That Pulls Its Weight?

Send us your current statement and we'll show you exactly what you'd save. No commitment, no sales pitch.

Enterprise-grade security
PCI
Compliant
Tokenized
Card data safe
256-bit TLS
Encrypted
EMV 3DS
Fraud protection