Making Payments a Joyful Journey.
DeclarePay is at the cutting edge of payment technology — powerful services, bespoke business software, and real human support for businesses ready to grow.
Keep More of What You Earn
Our cash discount program can eliminate your credit card processing fees — legally, transparently, and with zero impact on customer experience.
How It Works
Small service fee
A small fee (typically 3–4%) is added to card transactions — similar to gas stations charging different prices for cash vs. card.
Cash customers save
Customers paying in cash get an automatic discount, rewarding them for paying the traditional way.
You keep your margins
The service fee offsets your processing costs, so more of every sale stays in your pocket.
Stay compliant automatically
Our terminals and POS systems handle the math, signage, and disclosures required by Visa, Mastercard, and your state — so you stay on the right side of the rules.
See Your Potential Savings
Based on $50,000/month in card processing volume
Merchant Savings Calculator
Enter your numbers and see your real-world savings
Your savings breakdown will appear here
* Estimates based on $29.99/month flat fee. Actual savings may vary based on your business and card mix.
Industries We Power
Tailored payment solutions for the way your industry actually works.
DeclarePay Everywhere
From counter to curbside to checkout page — every device, every channel, every transaction in one place.
In-Store
Easy-to-use terminals and full POS systems built for the way you run your counter, floor, or dining room.
Learn more →Online
Get paid faster with online invoicing, recurring billing, and a secure payment gateway.
Learn more →Elevate Your Payment Experience
Why settle for anything less than a payment partner that actually cares?
Fanatical Support
Real people available through call or live chat. In-house support teams who pick up on the second ring.
Contactless Ready
Accept tap-to-pay, Apple Pay, Google Pay, and mobile wallets on every terminal we ship.
Digital Onboarding
Simple online application with real-time updates. Most merchants are approved in 1–3 business days.
Custom Solutions
Tailored payment setups for your industry — retail, restaurant, salon, or anywhere in between.
Zero Setup Fees
No application fees. No hidden charges. No long-term contracts. Just clear, honest pricing.
In-House Underwriting
We make our own approval decisions. That means faster answers and direct access to the team.
Frequently Asked Questions
Ready to Elevate Your Payment Experience?
With DeclarePay as your partner, unlock tailor-made, secure, and efficient payments that help your business grow.