Cash Discount Program

Keep More of What You Earn

Our cash discount program effectively eliminates your credit card processing fees — legally, transparently, and with virtually no impact on customer experience.

Watch the Explainer

See It in Under a Minute

A quick walk-through of how cash discount works at the counter, what customers see, and how the savings stack up.

Try It Yourself

Merchant Savings Calculator

Plug in your real monthly numbers and see what you'd keep instead of paying out.

Tip: your effective rate is total fees ÷ total card volume. It's usually higher than the rate quoted on your statement.

Your savings breakdown will appear here

* Estimates based on $29.99/month flat fee.

See the Difference

Based on $50,000/month in card processing volume. Run the calculator above to see your numbers.

Traditional Processing
$1,750
/mo
Monthly fees out of your pocket
Variable per-transaction fees
Statement and PCI fees
Surprise rate hikes
3-year contract typical
DeclarePay
Cash Discount Program
$29.99
/mo flat
Predictable monthly cost
Flat monthly fee, no surprises
No long-term contract
Pre-programmed terminal & signage
Compliance built in
How It Works

Four Steps, Zero Headaches

A cash discount program is simple, legal, and used by hundreds of thousands of U.S. businesses.

01

Small service fee on cards

A small fee (typically 3–4%) is automatically added to card transactions at checkout — clearly displayed, just like gas stations charge different prices for cash vs. card.

02

Cash customers get a discount

Customers paying in cash receive an automatic discount, rewarding them for paying the traditional way and helping you build cash reserves.

03

You keep your margins

The service fee offsets your processing costs. Most merchants pay a flat $29.99/month and effectively eliminate their card processing fees.

04

Stay compliant automatically

Our terminals and POS systems handle the math, signage, and disclosures required by Visa, Mastercard, and your state — so you stay on the right side of the rules.

Illustrative Example
A typical merchant doing $50K/mo in card sales can save thousands per year
Individual results vary by card mix and customer behavior.
Common Questions

Is It Really This Simple?

Yes — and here's the fine print.

Stop Paying for Card Processing

Most merchants are live with cash discount in 1–3 business days. No long-term contract, no surprises.

Enterprise-grade security
PCI
Compliant
Tokenized
Card data safe
256-bit TLS
Encrypted
EMV 3DS
Fraud protection