Payments Built for High-Risk
CBD, hemp, and delta product merchants face unique challenges. DeclarePay specializes in stable high-risk processing — so you can grow your business instead of fighting your processor.
Stable, Secure, and Here to Stay
Built specifically for the regulatory and underwriting realities of the hemp and CBD market.
High-Risk Approved
We specialize in CBD and hemp merchants. No surprise shutdowns, no frozen funds, no algorithm sweeping your account at 3am.
Industry Expertise
Our underwriters know the difference between Delta-8, HHC, and CBG. We navigate compliance so you can focus on the product.
Reliable Banking
Direct relationships with CBD-friendly sponsor banks. Stable processing that doesn't evaporate on the next policy memo.
Age Verification
Built-in age gates and ID verification for online orders. Stay compliant with state and federal law without third-party plugins.
In-Store, Online, B2B
Accept payments in your retail dispensary, e-commerce shop, or wholesale portal — all under one merchant account.
PCI Level 1
Bank-grade security and full PCI DSS Level 1 compliance. Your data and your customers' data stay protected.
Approved in Days, Not Months
Apply Online
Submit your application with COAs, business license, and recent processing statements. Most apps take under 15 minutes.
We Underwrite
Our in-house team reviews your business, products, and compliance docs. We ask questions instead of just declining.
Start Processing
Account activates in 1–3 business days. We ship a pre-configured terminal and connect your gateway in one call.
Products We Support
DeclarePay processes payments for the full range of legally available hemp-derived products.
CBD Oil & Tinctures
Edibles & Gummies
Hemp Flower
Delta-8 / Delta-9
We'd been shut down by three processors before we found DeclarePay. Two years in and we haven't had a single hiccup.
Tired of Getting Shut Down?
Let's set you up with a processor that actually wants your business. Apply today and get approved in days, not weeks.